Specialty Insurance

Learn how you can save money on specialty insurance.

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Looking for specialty insurance for your toys?

At Western Property & Casualty Insurance Services, we understand that not all insurance needs are the same. That’s why we offer a range of specialty insurance solutions designed to protect the things that matter most to you, whether it’s your RV, motorcycle, or a special event like your wedding. With over 35 years of experience, we provide the tailored coverage you need to safeguard your unique possessions and experiences.

Motorcycle

Protect your ride with comprehensive motorcycle insurance that covers accidents, theft, and more.

Recreational Vehicles

Ensure your RV is covered wherever the road takes you, with insurance designed for full-time living or road trips.

Boats, Yachts & PWC

Safeguard your boat or yacht with specialized insurance that covers damage, theft, and liability while on the water.

Wedding Insurance

Make sure your big day goes off without a hitch with wedding insurance that covers everything from cancellations to damages.

Earthquake Insurance

Protect your property from the unexpected with earthquake insurance tailored to your needs in earthquake-prone areas.

Flood Insurance

Protect your home and belongings from the dangers of flooding with affordable flood insurance coverage.

Ready to Get Specialty Insurance?

Reach out to Western Property & Casualty Insurance Services for a personalized quote. Our experts are here to help you find the right coverage for your unique needs.

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Got questions about specialty insurance?

What is specialty insurance?

Specialty insurance refers to insurance products designed to protect unique or high-risk items and events, such as motorcycles, RVs, weddings, and more. These policies provide coverage that general insurance policies may not.

Why do I need motorcycle insurance?

Motorcycle insurance provides coverage for accidents, theft, and damage to your bike. It also includes liability protection if you’re responsible for causing an accident.

What does RV insurance cover?

RV insurance covers damage to your RV, as well as liability protection in case of accidents. It also offers coverage for personal belongings inside the RV and provides protection while on the road.

Why should I consider boat/yacht insurance?

Boat and yacht insurance protects your watercraft from damage, theft, and liability while you’re on the water. It’s essential for both recreational and commercial vessels.

Do I need earthquake insurance?

If you live in an area prone to earthquakes, earthquake insurance is essential to protect your home and property from damage caused by seismic activity. Standard home insurance typically does not cover earthquake damage.

Why should I get wedding insurance?

Wedding insurance provides financial protection against unforeseen issues such as cancellations, damages to the venue, or even vendor no-shows, ensuring your special day goes smoothly.

What is flood insurance?

Flood insurance provides coverage for damage caused by floods, including damage to your home, belongings, and personal property. It is typically offered through the National Flood Insurance Program (NFIP) and is not covered by standard home insurance.